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When can I quit my job?
Your numbers in. Your quit date out.
Your quit date
July 2028
In 22 months
MRR that pays your bills$500 / $3,950
Safety net$10,000 / $18,000
Waiting on MRR: it passes $3,950 in month 22.
5 AI execs debate your plan · first meeting free
How the date is worked out
You can quit when two things are true in the same month:
- Your startup pays your bills. MRR minus business costs, minus the tax you set aside, covers your living costs. MRR grows by your monthly growth rate.
- You have a safety net. Your savings cover the months of living costs you chose, in case growth stalls. Savings grow by what you save each month while employed.
Living costs are what you need to live (rent, food, bills), not your salary. MRR growth works best as your average over the last 3 months. Business costs are hosting, tools, AI and contractors.
It projects up to 5 years ahead. It ignores churn spikes, one-off costs and health insurance, so treat the date as a target, not a promise. It isn't financial advice.